2013년 11월 24일 일요일

오후 11:46

By Anabel Buske

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About 'recovery of bad debt'|a “silent tsunami” of bad debt still threatens to stall a recovery in the world’s largest energy-exporting economy







About 'recovery of bad debt'|a “silent tsunami” of bad debt still threatens to stall a recovery in the world’s largest energy-exporting economy








Ｔｈｅ               ｒｅａｓｏｎ               Ｉ               ｎａｍｅｄ               ｔｈｉｓ               ａｒｔｉｃｌｅ               "Ｔｈｅ               Ｒａｐｉｎｇ               Ｏｆ               Ａｍｅｒｉｃａ"               ｉｓ               ｂｅｃａｕｓｅ               ｗｈａｔ               ｉｓ               ｈａｐｐｅｎｉｎｇ               ｔｏ               ｔｈｅ               ｃｉｔｉｚｅｎｓ               ｉｓ               ａｌｔｈｏｕｇｈ               ｍａｎｙ               ｔｉｍｅｓ               ｌｅｇａｌ,               ｉｓ               ｖｅｒｙ               ｉｍｍｏｒａｌ.

Ｉ               ａｍ               ａｂｏｕｔ               ｔｏ               ｄｉｓｃｕｓｓ               ｔｗｏ               ｄｉｆｆｅｒｅｎｔ               ｓａｍｐｌｅｓ               ｉｎ               ｍｙ               ｏｗｎ               ｌｉｆｅ               ｗｈｅｒｅ               ａｓ               ａ               ｃｏｎｓｕｍｅｒ               ａｎｄ               ｃｉｔｉｚｅｎ               Ｉ               ｈａｖｅ               ｂｅｅｎ               ｒｉｐｐｅｄ               ｏｆｆ               ａｎｄ               ａｍ               ｓｔｉｌｌ               ｂｅｉｎｇ               ｒｉｐｐｅｄ               ｏｆｆ.

Ｌｅｔ               ｍｅ               ｓｔａｒｔ               ｗｉｔｈ               Ｈｕｇｈｅｓ               ｎｅｔ               ｈｉｇｈ               ｓｐｅｅｄ               Ｉｎｔｅｒｎｅｔ               Ｗｈｅｎ               ｗｅ               ｆｉｒｓｔ               ｓｉｇｎｅｄ               ｕｐ,               ｉｔ               ｗａｓ               ａ               ｐｒｅｔｔｙ               ｇｏｏｄ               ｄｅａｌ               ｗｈｉｌｅ               ｉｔ               ｗａｓ               ｓｔｉｌｌ               ｄｉｒｅｃｗａｙ.

Ｔｈｅｎ               ｉｔ               ｂｅｃａｍｅ               Ｈｕｇｈｅｓ               ｎｅｔ               ａｎｄ               ｔｈａｔ               ｉｓ               ｗｈｅｎ               ｔｈｅ               ｔｒｏｕｂｌｅ               ｓｔａｒｔｅｄ.

Ｗｅ               ｋｅｐｔ               ｈａｖｉｎｇ               ｐｒｏｂｌｅｍｓ               ａｎｄ               ｈａｖｉｎｇ               ｔｏ               ｃａｌｌ               ｔｈｅｍ               ｏｖｅｒ               ａｎｄ               ｏｖｅｒ               ａｇａｉｎ.

Ｂｅｃａｕｓｅ               ｏｆ               ｔｈｅｉｒ               ｏｕｔｓｏｕｒｃｉｎｇ               ｉｔ               ｉｓ               ｓｏ               ｄｉｆｆｉｃｕｌｔ               ｔｏ               ｕｎｄｅｒｓｔａｎｄ               ｔｈｅ               ｔｅｃｈｎｉｃｉａｎ               ａｎｄ               ｇｅｔ               ｔｈｅ               ｔｅｃｈｎｉｃｉａｎ               ｔｏ               ｕｎｄｅｒｓｔａｎｄ               ｙｏｕ.

Ｂｕｔ               ｓｔｉｌｌ               ｉｔ               ｗａｓ               ｎｏｔ               ｂａｄ               ｅｘｃｅｐｔ               ｆｏｒ               ｔｈｅ               ｂａｎｄｗｉｄｔｈ.
               Ｗｉｔｈｏｕｔ               ｇｏｉｎｇ               ｉｎｔｏ               ｄｅｔａｉｌｓ,               ａｌｌ               ｔｈｅ               Ｓａｔｅｌｉｔｅ               ｈｉｇｈ               ｓｐｅｅｄ               Ｉｎｔｅｒｎｅｔ               ｈａｓ               ｗｈａｔ               ｔｈｅｙ               ｃａｌｌ               ａ               ｄｏｗｎｌｏａｄ               ｔｈｒｅｓｈｏｌｄ.

Ｗｈａｔ               ｔｈｉｓ               ｉｓ               ｄｅｐｅｎｄｉｎｇ               ｏｎ               ｔｈｅ               ｐｌａｎ               ｗｅ               ｈａｖｅ               ｐｕｒｃｈａｓｅｄ               ｆｒｏｍ               ｔｈｅｍ,               ｗｅ               ａｒｅ               ｏｎｌｙ               ａｌｌｏｗｅｄ               ｓｏ               ｍａｎｙ               ｍｅｇａｂｙｔｅｓ               ｏｆ               ｄｏｗｎｌｏａｄ               ｗｉｔｈ               ｉｎ               ａ               ｃｅｒｔａｉｎ               ａｍｏｕｎｔ               ｏｆ               ｔｉｍｅ.

Ｉｆ               ｗｅ               ｅｘｃｅｅｄｓ               ｔｈａｔ               ｔｉｍｅ               ｔｈｅｎ               ｗｅ               ａｒｅ               ｓｕｂｊｅｃｔ               ｔｏ               ｗｈａｔ               ｉｓ               ｃａｌｌｅｄ               ｔｈｅ               "Ｆａｉｒ               Ａｃｃｅｓｓ               Ｐｏｌｉｃｙ"               ｏｒ               ＦＡＰ.

Ｉｎ               ｒｅａｌｉｔｙ               ｔｈｉｓ               ｉｓ               ａｎ               ｕｎｆａｉｒ               ａｃｃｅｓｓ               ｐｏｌｉｃｙ.
               Ｎｏｗ               ｈｅｒｅ               ｉｓ               ｗｈｅｒｅ               Ｈｕｇｈｅｓ               ｎｅｔ               ｉｓ               ｒｉｐｐｉｎｇ               ｍｅ               ａｎｄ               ｍａｎｙ               ｏｔｈｅｒ               ｃｕｓｔｏｍｅｒｓ               ｏｆｆ.

Ａｔ               ｏｎｅ               ｔｉｍｅ               ｗｅ               ｗｅｒｅ               ａｌｌｏｗｅｄ               160               ｓｏｍｅｔｈｉｎｇ               ｍｅｇａｂｙｔｅｓ               ｅｖｅｒｙ               ｆｏｕｒ               ｈｏｕｒｓ               ｗｉｔｈ               ａｎ               ｕｐ               ｔｏ               8               ｈｏｕｒ               ｒｅｃｏｖｅｒｙ               ｔｉｍｅ.

Ｗｈｅｎ               ｗｅ               ｅｘｃｅｅｄ               ｔｈｅ               ａｍｏｕｎｔ               ｏｆ               ｄｏｗｎｌｏａｄ               ａｌｌｏｗｅｄ               ｉｎ               ｔｈｅ               ａｌｌｏｔｅｄ               ｔｉｍｅ               ｔｈｅｎ               ｔｈｅ               ｈｉｇｈ               ｓｐｅｅｄ               ｉｓ               ｎｏ               ｌｏｎｇｅｒ               ｉｎ               ｅｆｆｅｃｔ               ａｎｄ               ｗｅ               ｅｎｄ               ｕｐ               ｗｉｔｈ               ｓｌｏｗｅｒ               ｔｈｅｎ               ｄｉａｌ               ｕｐ               ｐｅｒｆｏｒｍａｎｃｅ               ｄｕｒｉｎｇ               ｔｈｅ               ｒｅｃｏｖｅｒ               ｔｉｍｅ.

Ｉｆ               ｗｅ               ｃｏｎｔｉｎｕｅ               ｄｏｗｎｌｏａｄｉｎｇ               ｉｎ               ｅｘｃｅｓｓ               ｔｈａｔ               ｔｉｍｅ               ｉｓ               ｉｎｃｒｅａｓｅｄ.

Ｗｅｌｌ               ｔｈａｔ               ｗａｓ               ｎｏｔ               ａ               ｐｒｏｂｌｅｍ               ｆｏｒ               ｕｓ               ａｎｄ               ｒａｒｅｌｙ               ｄｉｄ               ｗｅ               ｅｖｅｒ               ｅｘｃｅｅｄ               ｏｕｒ               ａｌｌｏｔｔｅｄ               ｄｏｗｎｌｏａｄ               ｉｎ               ｔｈｅ               ａｌｌｏｔｅｄ               ｔｉｍｅ.
               Ｄｏｗｎｌｏａｄｓ               ｃａｎ               ｂｅ               ａｎｙｔｈｉｎｇ               ｆｒｏｍ               ｏｐｅｎｉｎｇ               ｗｅｂ               ｐａｇｅｓ,               ｗｅｂ               ｒａｄｉｏ,               ｏｎ               ｌｉｎｅ               ｖｉｄｅｏｓ,               ｃｒｉｔｉｃａｌ               ｏｒ               ｏｔｈｅｒｗｉｓｅ               ｕｐｄａｔｅｓ               ｆｏｒ               ｙｏｕｒ               ｃｏｍｐｕｔｅｒ               ａｎｄ               ｉｔｓ               ｓｏｆｔｗａｒｅ,               ａｎｄ               ｅｖｅｎ               ｔｈｅ               ｕｐｄａｔｅｓ               ｆｒｏｍ               ｔｈｅ               ｈｉｇｈ               ｓｐｅｅｄ               ｐｒｏｖｉｄｅｒ               ｔｏ               ｙｏｕｒ               ｍｏｄｅｍ.

Ｔｈａｔ               ｄｏｅｓ               ｎｏｔ               ｌｅａｖｅ               ｕｓ               ｍｕｃｈ               ｗｅ               ｃａｎ               ｄｏ.

Ｓｐｅｃｉａｌｌｙ               ｆｏｒ               ｕｓ               ｗｈｏ               ａｒｅ               ｔｒｙｉｎｇ               ｔｏ               ｅａｒｎ               ａ               ｌｉｔｔｌｅ               ｍｏｎｅｙ               ｏｎ               ｌｉｎｅ               ｔｏ               ｍａｋｅ               ｅｎｄｓ               ｍｅｅｔ.
               Ｗｅ               ｄｅｃｉｄｅｄ               ｔｏ               ｇｏ               ｔｏ               ｔｈｅ               ｎｅｘｔ               ｈｉｇｈｅｒ               ｐｌａｎ               ｗｉｔｈ               ｍｏｒｅ               ｄｏｗｎｌｏａｄ               ａｎｄ               ｗａｓ               ａｌｌｏｔｅｄ               350               ｍｅｇａｂｙｔｅｓ               ｅｖｅｒｙ               ｆｏｕｒ               ｈｏｕｒｓ               ａｎｄ               ｔｈａｔ               ｗａｓ               ｎｏｔ               ｔｏ               ｂａｄ.

Ｗｅ               ｃｏｕｌｄ               ｌｉｖｅ               ｗｉｔｈ               ｔｈａｔ.

Ｓｕｄｄｅｎｌｙ               Ｈｕｇｈｅｓ               ａｎｎｏｕｎｃｅｓ               ｔｈｅｙ               ｗｅｒｅ               ｃｈａｎｇｉｎｇ               ｔｈｅｉｒ               ＦＡＰ               ａｎｄ               ｔｈｅ               ｉｎｃｒｅａｓｅｄ               ｏｕｒ               ａｌｌｏｔｍｅｎｔ               ｔｏ               375               ｍｅｇａｂｙｔｅｓ,               ｂｕｔ               ａｌｓｏ               ｉｎｃｒｅａｓｅｄ               ｔｈｅ               ａｌｌｏｔｅｄ               ｔｉｍｅ               ｔｏ               ｕｓｅ               ｔｈａｔ               ｍｕｃｈ               ｉｎ.

Ｉｔ               ｗａｓ               ｎｏｗ               375               ｍｅｇａｂｙｔｅｓ               ｉｎ               ａ               24               ｈｏｕｒ               ｐｅｒｉｏｄ               ａｎｄ               ａ               24               ｈｏｕｒ               ｒｅｃｏｖｅｒｙ               ｔｉｍｅ.
               Ｉ               ｈａｖｅ               ｇｏｎｅ               ｒｏｕｎｄ               ａｎｄ               ｒｏｕｎｄ               ｗｉｔｈ               ｔｈｅｍ               ａｎｄ               ｔｈｅｙ               ｗｉｌｌ               ｎｏｔ               ｂｕｄｇｅ.

Ｗｈｅｎ               Ｉ               ａｓｋｅｄ               ｆｏｒ               ｔｈｅ               ｎｕｍｂｅｒ               ｏｒ               ｅｍａｉｌ               ａｄｄｒｅｓｓ               ｆｏｒ               Ｈｕｇｈｅｓ               ｈｅａｄｑｕａｒｔｅｒｓ               ｔｈｅ               ｔｅｃｈｎｉｃｉａｎｓ               ｃｏｎｖｅｎｉｅｎｔｌｙ               ｄｉｄ               ｎｏｔ               ｈａｖｅ               ｔｈｏｓｅ               ｎｕｍｂｅｒ.

Ｎｏｗ               ｉｎｓｔｅａｄ               ｏｆ               ｈａｖｉｎｇ               365               ｍｅｇａｂｙｔｅｓ               ｅｖｅｒｙ               4               ｈｏｕｒｓ               Ｉ               ｄｉｄ               ｔｈｅ               ｍａｔｈ               ａｎｄ               ｗｅ               ｎｏｗ               ｏｎｌｙ               ｈａｖｅ               62.50               ｍｅｇａｂｙｔｅｓ               ｅｖｅｒｙ               ｆｏｕｒ               ｈｏｕｒｓ               ｏｎ               ｔｈｅ               ａｖｅｒａｇｅ.
               Ｔｈｉｓ               ｋｉｎｄ               ｏｆ               ａｃｔｉｏｎ               ａｎｄ               ｌａｃｋ               ｏｆ               ｒｅｓｐｏｎｓｅ               ｏｒ               ｃａｒｉｎｇ               ｏｎ               ｔｈｅ               ｐａｒｔ               ｏｆ               Ｈｕｇｈｅｓ               ｍａｙｂｅ               ｌｅｇａｌ               ｂｕｔ               ｄｅｆｉｎｉｔｅｌｙ               ｉｍｍｏｒａｌ.

Ｉ               ｓｔｉｌｌ               ｄｏ               ｎｏｔ               ｕｎｄｅｒｓｔａｎｄ               ｗｈｙ               ｔｈｅｙ               ｈａｖｅ               ｔｏ               ｈａｖｅ               ａｎｙ               ｋｉｎｄ               ｏｆ               ｂａｎｄｗｉｄｔｈ               ｌｉｍｉｔａｔｉｏｎ               ｗｈｅｎ               ｃａｂｌｅ               ａｎｄ               ＤＳＬ               ｄｏ               ｎｏｔ.

Ｉ               ｐｅｒｓｏｎａｌｌｙ               ｂｅｌｉｅｖｅ               ｉｔ               ｉｓ               ｊｕｓｔ               ａｎｏｔｈｅｒ               ｗａｙ               ｆｏｒ               ｂｉｇ               ｃｏｍｐａｎｙ'ｓ               ｔｏ               ｒｉｐ               ｏｆｆ               ｔｈｅ               ｃｏｎｓｕｍｅｒｓ               ｔｏ               ｐｕｔ               ｍｏｎｅｙ               ｉｎｔｏ               ｔｈｅｉｒ               ｏｗｎ               ｐｏｃｋｅｔｓ.
               Ｔｈｅ               ｓｅｃｏｎｄ               ｅｘａｍｐｌｅ               Ｉ               ｗａｎｔ               ｔｏ               ｐｒｅｓｅｎｔ               ｔｏ               ｙｏｕ               ｉｓ               ａｂｏｕｔ               ｔｈｅ               Ｖｅｔｅｒａｎｓ               Ａｄｍｉｎｉｓｔｒａｔｉｏｎ.

Ｉ               ａｍ               ｎｏｔ               ｇｏｉｎｇ               ｔｏ               ｇｉｖｅ               ｆｉｇｕｒｅｓ               ｏｒ               ｔｏ               ｍｕｃｈ               ｄｅｔａｉｌ               ｂｅｃａｕｓｅ               Ｉ               ｄｏｎ'ｔ               ｃａｒｅ               ｔｏ               ｂｒｏａｄｃａｓｔ               ｍｙ               ｐｅｒｓｏｎａｌ               ｆｉｎａｎｃｅ.

Ｂｕｔ               ｒｅｓｔ               ａｓｓｕｒｅｄ               Ｉ               ａｍ               ｂｅｉｎｇ               ｒａｐｅｄ               ｏｒ               ｒｉｐｐｅｄ               ｏｆｆ               ｂｙ               ｔｈｅ               ＶＡ.

Ｉ               ａｍ               ｐａｙｉｎｇ               ｆｏｒ               ｔｈｅｉｒ               ｉｎｃｏｍｐｅｔｅｎｔ               ｗｏｒｋｅｒｓ               ｍｉｓｔａｋｅ.
               Ｉ               ａｍ               ａ               ｄｉｓａｂｌｅｄ               Ｖｅｔ               ａｎｄ               ｕｓｅ               ｔｈｅ               ＶＡ               ｆｏｒ               ｍｙ               ｍｅｄｉｃａｌ               ｐｒｏｂｌｅｍｓ.

Ｉ               ｄｏ               ｈａｖｅ               ａ               ｃｏ-ｐａｙ               ｏｎ               ｍｙ               ｍｅｄｉｃｉｎｅ               ｗｈｉｃｈ               ｉｓ               ｒｅａｌｌｙ               ｎｏｔ               ｔｈａｔ               ｂａｄ               ｃｏｎｓｉｄｅｒｉｎｇ               ｗｈａｔ               ｏｔｈｅｒｓ               ｈａｖｅ               ｔｏ               ｐａｙ               ｆｏｒ               ｍｅｄｉｃｉｎｅ.

Ｔｈｅ               ｐｒｏｂｌｅｍ               ｉｓ               ｉｎ               1992               Ｉ               ｗａｓ               ａｗａｒｄｅｄ               ａ               ｌａｒｇｅ               ｓｕｍ               ｏｆ               ｍｏｎｅｙ               ｔｏ               ｅｘｉｔ               ｔｈｅ               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ               Ａｉｒ               ｆｏｒｃｅ               Ｅａｒｌｙ.

Ｔｈｉｓ               ｗａｓ               ｃａｌｌｅｄ               ｔｈｅ               Ｅａｒｌｙ               Ｏｕｔ               Ｐｒｏｇｒａｍ.

Ｉ               ｗａｓ               ｔｈｅｎ               ａｗａｒｄｅｄ               ｄｉｓａｂｉｌｉｔｙ               ａ               ｙｅａｒ               ｏｒ               ｓｏ               ａｆｔｅｒ               Ｉ               ｈａｄ               ｂｅｅｎ               ｈｏｎｏｒａｂｌｙ               ｄｉｓｃｈａｒｇｅｄ               ｆｏｒ               ｔｈｅ               Ａｉｒ               ｆｏｒｃｅ               ａｎｄ               ｗａｓ               ｔｏｌｄ               ｔｈａｔ               ｓｉｎｃｅ               Ｉ               ｗａｓ               ｄｉｓａｂｌｅｄ               ｔｈａｔ               ｃｈａｎｇｅｄ               ｍｙ               ｄｉｓｃｈａｒｇｅ               ｓｔａｔｕｓ               ａｎｄ               ｈａｄ               ｔｏ               ｐａｙ               ｔｈａｔ               ｗｈｏｌｅ               ｈｕｇｅ               ｓｕｍ               ｏｆ               ｍｏｎｅｙ               ｂａｃｋ.

Ｉｎｓｔｅａｄ               ｏｆ               ｇｅｔｔｉｎｇ               ｄｉｓａｂｉｌｉｔｙ               ｐａｙ               ｔｈｅｙ               ａｒｅ               ｕｓｉｎｇ               ｅａｃｈ               ｍｏｎｔｈｓ               ｐａｙ               ｃｈｅｃｋ               ｔｏ               ｐａｙ               ｔｈａｔ               ｏｆｆ.

Ｉ               ｗｉｌｌ               ｇｅｔ               ｎｏ               ｍｏｎｅｙ               ｆｏｒ               ｂｅｉｎｇ               ｄｉｓａｂｌｅｄ               ｆｒｏｍ               ｔｈｅｍ               ｕｎｔｉｌ               ｔｈｅ               ｗｈｏｌｅ               ａｍｏｕｎｔ               ｉｓ               ｒｅｃｏｖｅｒｅｄ               ｉｎｃｌｕｄｉｎｇ               ｗｈａｔ               Ｉ               ｐａｙｅｄ               ｉｎ               ｔａｘｅｓ.
               Ｈｕｒｒｉｃａｎｅ               Ｒｉｔａ               ｃａｍｅ               ｔｈｒｏｕｇｈ               ａｎｄ               ｄｅｓｔｒｏｙｅｄ               ｏｕｒ               ｈｏｍｅ               ｆｏｒｃｉｎｇ               ｕｓ               ｔｏ               ｇｅｔ               ａ               ｎｅｗ               ｈｏｍｅ               ａｎｄ               ｔｈｅ               ｇｏｖｅｒｎｍｅｎｔ               ｄｉｄ               ｎｏｔ               ｈｅｌｐ               ｕｓ               ａｔ               ａｌｌ               ｔｏ               ｇｅｔ               ｉｎｔｏ               ｔｈｅ               ｎｅｗ               ｈｏｍｅ.

Ｉｎ               ｔｈｅ               ｍｅａｎｔｉｍｅ               Ｉ               ｈａｄ               ａｐｐｌｉｅｄ               ｆｏｒ               ａ               ｗａｖｅｒ               ｏｎ               ｃｏ-ｐａｙｍｅｎｔ               ｏｎ               ｍｙ               ｍｅｄｉｃｉｎｅ.

Ｗｈｅｎ               ｗｅ               ｍｏｖｅｄ               ａｎｄ               ｔｈｅ               9/11               ｐｅｏｐｌｅ               ｇａｖｅ               ｕｓ               ｏｕｒ               ｎｅｗ               ａｄｄｒｅｓｓ,               Ｉ               ｉｎ               ｔｕｒｎ               ｇａｖｅ               ｉｔ               ｔｏ               ｔｈｅ               ＶＡ               ｏｖｅｒ               ａｎｄ               ｏｖｅｒ               ａｇａｉｎ               ａｎｄ               ｔｈｅｙ               ｄｉｄ               ｎｏｔ               ｃｈａｎｇｅ               ｔｈｅ               ａｄｄｒｅｓｓ.

Ｗｅ               ｄｉｄ               ｎｏｔ               ｇｅｔ               ａ               ｂｉｌｌ               ｆｏｒ               ｓｅｖｅｒａｌ               ｍｏｎｔｈｓ               ｓｏ               Ｉ               ｔｈｏｕｇｈｔ               Ｉ               ｈａｄ               ｑｕａｌｉｆｉｅｄ               ｆｏｒ               ｔｈｅ               ｃｏ-ｐａｙｍｅｎｔ.

Ｏｎｅ               ｄａｙ               Ｉ               ｇｅｔ               ａ               ｌｅｔｔｅｒ               ｆｒｏｍ               ｔｈｅ               ＶＡ               ｗｉｔｈ               ｔｈｅ               ｏｌｄ               ａｄｄｒｅｓｓ               ｓｔｉｌｌ               ｏｎ               ｉｔ,               ｓｔａｔｉｎｇ               ｔｈａｔ               Ｉ               ｏｗｅｄ               ａ               ｌａｒｇｅ               ａｍｏｕｎｔ               ｔｏ               ｔｈｅｍ               ｉｎ               ｂａｃｋ               ｐａｙｍｅｎｔ.

Ｔｈｅ               ｎｏｔｉｃｅ               ａｌｓｏ               ｓａｉｄ               ｔｈｉｓ               ｗａｓ               ｔｈｅ               ｓｅｃｏｎｄ               ｎｏｔｉｃｅ.

Ｉ               ｎｅｖｅｒ               ｒｅｃｅｉｖｅｄ               ｔｈｅ               ｆｉｒｓｔ.

Ｉ               ｌｉｖｅ               ｏｎ               Ｓｏｃｉａｌ               Ｓｅｃｕｒｉｔｙ               Ｄｉｓａｂｉｌｉｔｙ.

Ｗｅ               ｂａｒｅｌｙ               ｓｃｒａｐｅ               ｂｙ               ｍｏｎｔｈ               ｔｏ               ｍｏｎｔｈ               ａｎｄ               ｎｏｗ               ｔｈｅｙ               ｗａｎｔｅｄ               ｍｅ               ｔｏ               ｐａｙ               ｔｈａｔ               ａｍｏｕｎｔ               ｔｈａｔ               ｗａｓ               ａｃｃｕｍｕｌａｔｅｄ               ｄｕｅ               ｔｏ               ｓｏｍｅｏｎｅｓ               ｉｎｃｏｍｐｅｔｅｎｔｓ,               ｂｙ               ｎｏｔ               ｃｈａｎｇｉｎｇ               ｍｙ               ａｄｄｒｅｓｓ.

Ｉ               ｔｏｌｄ               ｔｈｅｍ               Ｉ               ｓｈｏｕｌｄ               ｎｏｔ               ｈａｖｅ               ｔｏ               ｐａｙ               ｆｏｒ               ｔｈｅｉｒ               ｍｉｓｔａｋｅｓ.

Ｓｉｎｃｅ               ｔｈｅｎ               ｔｈｅｙ               ｈａｖｅ               ｂｅｅｎ               ｔａｋｅ               ｌａｒｇｅ               ｃｈｕｎｋｓ               ｏｆ               ｍｏｎｅｙ               ｏｕｔ               ｏｆ               ｍｙ               ＳＳＤＩ               ｅｖｅｒｙ               ｍｏｎｔｈ               ｐｕｓｈｉｎｇ               ｕｓ               ｆｕｒｔｈｅｒ               ａｎｄ               ｆｕｒｔｈｅｒ               ｉｎｔｏ               ｄｅｂｔ.

Ｔｈｅ               ＶＡ               ｔｕｒｎｅｄ               ｉｔ               ｏｖｅｒ               ｔｏ               ｔｈｅ               ｔｒｅａｓｕｒｙ               ｄｅｐａｒｔｍｅｎｔ               ｗｈｏ               ｓｔｅａｌｓ               ｔｈｅ               ｍｏｎｅｙ               ｆｒｏｍ               ｍｅ               ｔａｋｅｓ               ｉｔ               ｃｕｔ               ａｎｄ               ｔｈｅｎ               ｓｅｎｄｓ               ｔｈｅ               ｒｅｓｔ               ｔｏ               ｔｈｅ               ｏｔｈｅｒ               ｔｈｉｅｖｅｓ.
               Ｔｈｉｓ               ｉｓ               ｊｕｓｔ               ｔｗｏ               ｅｘａｍｐｌｅｓ               ｏｎ               ｈｏｗ               ｃｉｔｉｚｅｎｓ               ａｎｄ               ｃｏｎｓｕｍｅｒｓ               ａｒｅ               ｂｅｉｎｇ               ｒａｐｅｄ               ｂｙ               ｂｉｇ               ｂｕｓｉｎｅｓｓ               ａｎｄ               ｔｈｅ               ｆｅｄｅｒａｌ               ｇｏｖｅｒｎｍｅｎｔ.

Ｉ               ｈａｖｅ               ｅｖｅｎ               ｃｏｎｔａｃｔｅｄ               ｍｙ               ｃｏｎｇｒｅｓｓｍａｎ               ａｎｄ               ｔｈｅｙ               ｄｏｎ'ｔ               ｓｅｅｍ               ｔｏ               ｂｅ               ｄｏｉｎｇ               ａｎｙｔｈｉｎｇ               ｏｒ               ｃａｎ'ｔ               ｄｏ               ａｎｙｔｈｉｎｇ               ａｂｏｕｔ               ｔｈｉｓ.






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