About 'bad debt reserves'|... it’s such a bad idea to set an everyday...of staggering government debt and moribund economic growth ... us very little reserve strength to deal with crises...
Ｉｎ ｓｐｉｔｅ ｏｆ ｗａｒｎｉｎｇｓ ｂｙ ｆｉｎａｎｃｉａｌ ｅｘｐｅｒｔｓ ｐｅｒｓｕａｄｉｎｇ ｃｏｎｓｕｍｅｒｓ ｔｏ ｕｓｅ ｃｒｅｄｉｔ ｗｉｓｅｌｙ, ｍａｎｙ ｐｅｏｐｌｅ ｃｏｎｔｉｎｕｅ ｔｏ ｕｓｅ ｃｒｅｄｉｔ ｉｍｍａｔｕｒｅｌｙ...